FCA-registered agent of Finexer Ltd

A more human
approach
to money.

See your spending, plan around bills and build a budget that fits your life.

Arthur app opening screen with the Porcelain Arthur mark on a Midnight background.
Arthur for iOSMidnight

01 / Our approach

A more positive outlook.

Your bank balance is a starting point. Arthur brings in the bills ahead, the time until payday and the priorities you choose.

  • Start with what’s due.

    See upcoming bills alongside your balances, so you can understand what your money still needs to cover.

  • Make room for everyday life.

    Use Pace and Envelopes to plan the rest of your pay cycle around the priorities you choose.

  • Explore before you decide.

    Try different plans in Forecast to see how they could affect your estimated future balance.

02 / Our philosophy

For the questions
that keep you up.

Money worries can take up space long after the day is done. We're building Arthur to help people understand where they stand, without judgement or pressure to keep up with anyone else.

  • Am I doing okay financially, or am I falling behind?

    Your overview

    Understand your own balances and net worth, and shape your next step around your circumstances.

  • Will I have enough left before payday?

    Pace + Bills

    Keep planned bills and your estimated daily amount in view as you plan the rest of your pay cycle.

  • Have I spent too much this month?

    Insights + Tracking

    Compare pay cycles and review category limits. See the patterns, then decide whether to adjust.

  • Am I actually saving anything?

    Overview + Forecast

    See income and outgoings together, then explore how your plans could affect future balances.

  • Can I afford to go out this weekend?

    Pace + Envelopes

    Check your estimated spending room after planned bills and how a night out fits the budget you choose.

Arthur for iOSPorcelain
Arthur app intro screen with the Midnight Arthur mark on a Porcelain background.

03 / The app

Your money, in detail.

Start with the bigger picture, then explore the details. Arthur brings everyday spending and longer-term planning together around your pay cycle.

Your overview

Bring balances, income, outgoings and net worth into one view. Choose the widgets that make your daily check-in useful.

Insights

See spending by category and merchant, compare pay cycles and follow weekly trends. Find the patterns behind your spending.

Pace

See what is left after planned bills and an estimated daily amount until payday. Keep the rest of your pay cycle in view.

Envelopes & tracking

Give each category a budget, carry unused money forward and track spending limits. Keep everyday spending tied to your priorities.

Bills & subscriptions

See what is paid and what is left to pay, and review suggested recurring bills. Keep commitments visible before they fall due.

Calendar

Explore recorded income and spending by day, week or month. Follow a busy day back to the transactions that explain it.

Forecast

Adjust income, bills, spending and debt payments to explore estimates over the months ahead. See how different plans could affect your balance.

Accounts & credit cards

See balances, card minimums, due dates and repayment options together. Keep account details and card commitments organised in one place.

Connected-account features are coming soon.

04 / Questions

Questions about Arthur

Our approach to privacy
What is Arthur?

Arthur is a personal finance app designed to help you organise financial information, understand spending and plan ahead. It provides information and tools, rather than financial advice.

Is Arthur a bank?

Arthur is a personal finance information service. It does not operate as a bank, hold customer funds or initiate payments. You can read more about our regulatory status in our Terms & Conditions.

When can I use Arthur?

Arthur is coming soon, and connected-account features are not yet available. For questions about product access, get in touch with the team.